and we didn't know what they had in terms of leverage, steve, over these insurance companies but it's beginning to become very clear. the truth lies with the insurance company sees. >> sure. absolutely. because they're the ones who have got to provide. and it's -- there are all sorts of stories about how remember if you like your doctor, if you like your plan, keep your plan, not true. if you like your hospital, that's not going to be true, as well. because so few are going to be involved. in the meantime, the democrats and the president clearly own this now. the affordable care act is theirs, and that, brian, is why they're trying to blame everybody else. those insurers, they're cut-rate, bad apples. one of the guys -- >> that was bad they said that yesterday. when the president used that term to describe insurance companies in boston, it was essentially game on with a lot of these companies. >> absolutely. it's just like with wall street when he referred to them as fat cats. >> this is just too good. there are such things as standards in the law. so in other words, companies just ca